Embedded Wallet
The only embedded crypto wallet for feature phones, integrated at OS level.
Crypto Where It’s Never Been
Web3 financial experience for the next billion — turning affordable phones into borderless financial hubs.
The Missing Billion, Left out by design:
- 3B people underbanked;
- 3.4B remain offline.
What they have in common:
- Own a feature phone, can't afford a smartphone
- Lack digital and financial literacy
- Depend on remittances to live
Digital Last-Mile:
Without a smartphone, billions of people:
- Run their daily life on cash
- Pay high fees on international remittances
- Might have mobile money, but only via USSD
*310#
- Have no path to savings and financial services
Billions of dollars remain locked outside the digital economy.
*310# Feature phones are the untapped opportunity:
Technologies exist; consumers and regulators are ready.
- Gamification - Unlock universal financial services with literacy & user engagement
- Stablecoins - low-cost instant remittances
- Blockchain - make cross-border money transfer programmable and compliant
- DeFi -enable universal financial services
By addressing last-mile access, we can disrupt $600B cash remittances.
Our Vision:
We’re building the Web3 financial experience
for the next billion — turning affordable phones
into borderless financial hubs.
Our Solution:
Gamified Learning
Onboard and engage with bite-sized lessons and rewards.
Stablecoin Remittances
Low-cost, near-instant cross-border transfers as the entry-point.
Expand to Full Stack
Savings, compliant identity, insurance, and credit — all on affordable devices.
Our Team:
Sebastien CODEVILLE
Co‑Founder · CEO
CEO of KaiOS Technologies; ex VP Products at TCL; ex NXP/Philips and Alcatel.
Antti ENQVIST
Co‑Founder · COO
Ex CLO of KaiOS/Jolla/Sailfish OS; ex Legal at Nokia/Symbian.
Larry HU
Co‑Founder · CTO
Ex principal backend developer at Bybit, OKX, Shyft. Expert in ZKP, MPC, CEX, dApps.
Let’s build the future
If you are an investor or a partner interested in frontier Web3 financial services that can scale to millions, contact us.
Contact sebastien@kw3.io